How to Become a Human Resources Consultant

Human resources personnel offer advice on a wide range of issues. They are involved in workplace activity, policies, procedures and compliance to the law. They recommend, reorganize, mediate and develop an effective HR model. They work as independents or through a consultancy firm. The individual should have higher education such as a Bachelors, Masters DBA, […]

How to apply for government loan

It is easy to access information through an online database for various loans. The process of applying for a personal government loan is easy and straightforward. You don’t need a third party simply go to the government website. Some provide microloans, help subsidies new businesses or operate small business incubators. Steps 1. To effectively apply […]

10 Signs you are heading for Bankruptcy

When a court enters an order of relief when a bankruptcy charge is filed. It is very painful to sing for the facility but sometime it is inevitable. The first sign is when your credit card balance is at its limit. Others include zero savings, inability to earn enough to pay down debt. More are […]

How to Jump-start a Dying Business

Most startup business ventures fail in the first three to four years? Success or failure depends on many factors and signs that shows a failing business. Identifiable signs are stagnation, poor cash flow and mounting debts. Cutting down expenses is only a temporary measure however more concrete sets should be taken. To turn around a […]

How to Protect your Bank Card from Fraud

Scammers target potential victims when we are distracted. They use various means to get our card details. A common device used by scammers are skimmers, pin sized cameras and online forms. To avoid becoming a victim keep your card details safe and trust your instincts. Ask questions when things look unusual or suspicious. Finally always […]

How to Apply for Unsecured Business Loan

There are three types of loans secured, partial secured and unsecured. Secured loans require collateral, partial some security while unsecured without security. Unsecured business loans need no collateral such as lines of credit or credit cards. Regular bank loans require extensive documentation while unsecured loans are more flexible. They are much easier to get because […]

Things to Know Before Starting a Logistic Company.

There are a few things to know before starting a logistics company. The core business is storage and delivery of products. The company may specialize in ground transportation, import/export. It is important to put in place a good freight transportation system. The transportation could include road, air, train or bike. This is to conduct and […]

How to Hire the Right Team Member

Hiring the right team member will improve profitability and growth of a company. Growth is linked to effective productivity and proper time management. There are critical elements to look out for without compromising cooperate policy and growth. Concise decisions are central to properly analyzing the team member to get the best person for the position. […]

How Does Fixed Deposits Work

Fixed deposits are considered one of the safest investment portfolios offered by banks. They pay higher than money market or savings account without the attendant risks. To invest in such a secure portfolio the company or individual will have to deposit the money for an agreed duration. The banks are able to pay high premium […]

How State Spend on Investment Promotion

The governor of a state should disclose plans by his administration to invest a specified amount in investment promotion. This is done as a way to encourage foreign investors to the state or county. The head of government such as a governor could present a budget proposal to the house of assembly for consideration. The […]